Choosing the perfect place to retire can be daunting even for the most informed retiree. Over the past few years, several states have emerged to the forefront has ideal places to retire. Many states have invested in retirement communities that are designed for the special needs of the retiree including club houses, GOLF COURSES and even on-site medical facilities. Sometimes so many retirees settle in one desirable location that the community becomes a naturally occurring retirement community by demand instead of being well-thought out planned community. Warmer climate states seem to attract the most retirees such as Florida and Arizona. As our society grows older, retirement areas are taking hold in colder climate states. Relocating after retirement is an important decision that can lead to years of enjoyment, relaxation and fulfillment. Deciding on a retirement destination can also be costly. This decision should not be considered lightly and it is wise to invest in thoughtful planning including research, lifestyle choices and financial resources. There almost 100 million Baby Boomers born between 1946 and 1964 who are closing in on retirement age. The annual number of retirees has reached 1 million and is expected to increase over the next few years. Many older baby boomers desire to remain in their current home but others wish to move. Buyers in the older community don’t want homes that look like every other neighbor but they want options and amenities. This trend continues to grow as retirees move and retire to desired communities across the United States. Of all the households of 55 and older Americans, one in seven move to an age-restricted community. Another 20 percent move to communities where there is not an age restriction but the majority of residents are also over 55 years of age.