Pet insurance not only covers the cost of treatments if a pet is injured or falls ill, but policies now can cover everything from aquatherapy for arthritic dogs to legal cover in case there is a custody battle over a pet in the event of a couple splitting up.
And caring for a pet is becoming increasingly expensive.
Vets can now treat more illnesses, and keep pets alive and well for longer than ever before - but this has come at a cost. And the cost of insuring against rising vet bills is now second only to the cost of pet food in the amount of money spent by owners on their pets.