1) ATMs and Banks
ATM’s are as easily found in Germany as they are in North America. They are located at bank branches and in shopping, tourist and other busy areas. Major credit and debit cards, along with all other bank cards carrying the PLUS and NYCE symbols, are universally accepted. When located indoors, use your card to gain access if the door is locked.
2) Credit Cards
Credit cards are commonly accepted in Germany. Restaurants, hotels, stores, train stations and other places regularly frequented by tourists will almost all accept them.
3) Tipping
A bill you receive at a hotel, restaurant, café or bar often includes a service charge already. A tip is an indication of your satisfaction – 5% is average, whereas 10% indicates exceptional service. Tip taxi drivers about 5% and porters and others who assist you with baggage one Euro per item.
4) Taxes and Refunds
Prices for goods and services in Germany always include a 16% value-added tax (VAT). Some or all of the VAT may be refundable for goods purchased at stores displaying the “Tax-Free for Tourists” sign.
You will receive a tax-free form upon making a purchase. Before leaving the country and before checking any luggage, present the purchased goods, the tax-free form, and your receipt to German customs officials. They will certify the form as proof of legal export.
You may then obtain a cash refund at one of the Tax-Free Shopping Service counters located at all major border crossings, airports, ferry ports and train stations.